I used to work in a big corporate company and earned significantly more money than I do now. By the end of the month I would manage to get very close to zero in my current account. Goodness knows what I was spending my money on, but in any case I wasn’t increasing my wealth! Does that sound familiar? Essentially this is a guide to what I wish I would have known a couple years ago. Easy peasy: read this, start saving and thank yourself in a year’s time!